Credit Challenged Dealer Clinton Township, MI

Car Financing for People with Bad Credit

At Summit Place Kia we believe bad credit should not prevent people from financing a safe reliable new Kia with payments they can afford. Since we are Michigan’s #1 Import Dealer we can get more people approved than other nearby new car dealerships.

Summit Place Kia East Clinton Twp MI

Car Financing with $500 Down

Our Credit Amnesty Program is designed to get people back on track. The requirements are simple, if you make over $3,000 per month, and have a $500 down payment, you can get approved to buy or lease a new car with the Summit Place Kia bad credit program.

That’s not to say that if you make less than $3,000 a month, or have $0 down, that we cannot get you approved to lease or buy a new or used car. We are hoping to make you a customer for life and want to make sure you can afford your car payments. If your income is less than $3,000 per month, and you struggle to make your monthly car payment, your bad credit situation could worsen, which defeats the purpose of our Credit Amnesty program.

Summit Place Kia Bad Credit Program

We provide customers with bad credit the opportunity to buy a new Kia with bad credit, or used vehicle though Summit Place Kia's bad credit program. At our car dealership in Clinton Township, MI, we strive to take the stress and hassle out of financing a car. We sell hundreds of vehicles a month to people with bad credit, so much so that banks who specialize in non-conventional lending are continuously and aggressively competing for our business.

Come to Summit Place Kia East in Clinton Township and enjoy a greater flexibility on credit and down payment requirements, better interest rates and financing terms, lower payments and faster loan decisions!

When you turn to Summit Place Kia East at M59 and Gratiot, you don't have to let prior credit history or poor credit stand between you and getting behind the wheel of your new car. Apply for financing today and we will work to match you with your perfect Kia that fits your needs on the road and works with your current budget!

Credit Situations We Help

Name a credit situation and the chances are we’ve helped hundreds of people in Metro Detroit navigate through it and finance or lease a new or used car.

  • Bankruptcy
  • No Credit
  • Foreclosure
  • Repossession
  • Low Down Payment
  • Medical Bills
  • Charge Offs